Never miss a CAC, NDPA, or regulatory deadline again

Business compliance means meeting all the legal and regulatory obligations that apply to your company in Nigeria. This includes: CAC obligations under CAMA 2020 (annual returns, board resolutions, register updates), NRS/FIRS tax filings (VAT, PAYE, CIT, WHT), Nigerian Labour Act requirements (employment contracts, leave, minimum wage, pension), NDPA data protection compliance (privacy policy, consent, breach reporting), and any sector-specific regulations (NAFDAC for food/pharma, CBN for financial services, SON for manufactured goods). Non-compliance exposes directors to personal liability, fines, and in serious cases, criminal prosecution.

Every company incorporated under CAMA 2020 must file Annual Returns with the Corporate Affairs Commission (CAC) every year. The deadline is within 42 days of the Annual General Meeting (AGM), which must be held within 15 months of incorporation and no more than 15 months after the previous AGM. Annual returns must be accompanied by the company's financial statements. Failure to file attracts a penalty of ₦5,000 per day of default — and CAC can strike off companies that fail to file for two consecutive years, exposing directors to personal liability for the company's debts.

The NDPA 2023 applies to every Nigerian business that collects or processes personal data — including customer names, phone numbers, email addresses, or employee records. Key obligations: (1) Publish a clear, accessible privacy policy; (2) Obtain valid, informed consent before processing personal data; (3) Implement security measures; (4) Notify the NDPC within 72 hours of a data breach; (5) Appoint a Data Protection Officer (DPO) if you process large volumes of sensitive data; (6) Register as a Data Controller if you process data of more than 1,000 individuals per year. Penalties for serious violations can reach 2% of annual gross revenue or ₦10 million, whichever is higher.

NAFDAC registration is required for any business that manufactures, imports, exports, advertises, distributes, or sells: food and beverages, drugs and pharmaceuticals, cosmetics and toiletries, medical devices, chemicals, detergents, and packaged water. Every product must be registered separately. Operating without NAFDAC registration attracts fines, seizure of goods, and potential criminal prosecution. JusticeSure's compliance module tracks NAFDAC registration expiry dates and reminds you before they lapse.

JusticeSure's compliance module covers the most common sector-specific regulations for Nigerian SMEs, including: NAFDAC (food, drugs, cosmetics), CBN (money changers, mobile money operators, microfinance banks), SON (Standards Organisation of Nigeria — manufacturing), NCC (telecoms), SEC (securities and investment), PENCOM (pension fund administrators), and NHC (healthcare). For each applicable regulation, the platform tracks your registration status, renewal dates, and outstanding compliance requirements.

Under CAMA 2020, Nigerian company directors have ongoing statutory duties including: acting in good faith in the best interests of the company; avoiding conflicts of interest; disclosing personal interests in company transactions; maintaining statutory registers (register of members, directors, charges); holding board meetings and maintaining minutes; ensuring annual returns are filed on time; and cooperating with auditors. Directors who breach these duties can be personally liable for company losses and may be disqualified from acting as a director for up to 10 years.

JusticeSure maintains a personalised compliance calendar based on your company's registration date, sector, employee count, and tax registrations. It tracks: CAC annual return deadlines, NRS/FIRS VAT and PAYE filing dates, NDPA registration renewal, NAFDAC product registration expiry, permit and licence renewal dates. You receive advance reminders at 30, 14, and 7 days before each deadline so you have time to prepare and file without incurring late penalties.

Tax compliance is a subset of business compliance. Tax compliance covers your NRS/FIRS obligations: filing VAT returns monthly, remitting PAYE, paying CIT annually, and handling WHT. Business compliance is broader and includes everything else: CAC filings, labour law (employment contracts, leave, minimum wage, pension), data protection (NDPA), sector regulators (NAFDAC, CBN, SON), and corporate governance (board meetings, director duties, shareholder rights under CAMA 2020). JusticeSure's compliance module covers both, with the tax obligations flowing directly from your accounting records.